Delta Community Credit Union currently has some top CD rates with a minimum deposit of $1,000. These include a 12 month CD at 2.85%, 2 year CD at 3.05%, 3 year CD at 3.15%, and 60 month CD at 3.50%.

The Delta Community Credit Union also imposes a mild penalty for early withdrawals at 31 day earnings for CD that has a maturity of 1 year or less, and 3 months of interests for certificates that have maturities of more than 12 months.

Members of the Getting Ahead Association are eligible to sign up for membership with the credit union. The association appears to welcome individuals from any state and only collects a $5 membership fee.

Residents of some Georgia counties in the metro of Atlanta may automatically qualify to join the credit union. There are also select employee groups and membership via family. Membership with Delta Community requires a $5 deposit into the savings account.

Delta Community Credit Union has branches spread across the Metro of Atlanta and also has offices in Cincinnati, Kentucky; Soutlake, Texas; and Salt Lake City, Utah.

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