Bank Interest Rates » Checking Accounts http://www.bank-interest-rates.com Current bank interest rates - CDs, money market, savings, & checking account rates. Mon, 31 Aug 2009 21:24:05 +0000 en hourly 1 http://wordpress.org/?v=3.0 Focus Bank Interest Checking Account http://www.bank-interest-rates.com/checking-accounts/focus-bank-interest-checking-account/ http://www.bank-interest-rates.com/checking-accounts/focus-bank-interest-checking-account/#comments Fri, 15 May 2009 06:24:13 +0000 Bank Interest Rates http://www.bank-interest-rates.com/?p=28 Focus Bank, is currently offering 4.51% interest on balances up to $25,000 on it’s MAXimm free checking account. Balances over $25,000 earn 1.01%. Focus bank is based in Arkansas and Missouri.

In order to receive this rate, you must:

  • Make 10 debit card purchases every billing cycle
  • Receive e-statements
  • Access your online account once a month

On the other hand, unlike most rewards checking accounts you don’t need to make direct deposits or set up automatic payments from your account.

It doesn’t charge a fee for using other banks ATMs and will reimburse you for up to $25 a month in ATM fees imposed by the machine’s owners.

You must receive e-statements, which qualifies you for free bill payment, and you have to access your online account once a month, but Focus Bank provides a handy calendar of billing cycle deadlines.

The interest rate drops to 0.10% for the month and you won’t be reimbursed for any ATM fees if you don’t meet the requirements.

]]> http://www.bank-interest-rates.com/checking-accounts/focus-bank-interest-checking-account/feed/ 0